Beech Developments

Help to Buy

The Help to Buy – Wales scheme which was launched in Wales in January 2014 and is available on Gwel Y Mor.

Beech Developments' homes have been created with our buyers’ needs at the forefront of our minds. The scheme makes new-build homes available to eligible home buyers and we have even included several properties that are ideal for first time buyers to assist in their initial step on to the property ladder.


The Help to Buy -Wales scheme means you can move into your brand new home with only having to contribute a minimum 5% deposit. The house must be a new build which makes the properties we build perfect.

If you have a 5% deposit and meet the required criteria, the Government can offer equity loans of up to 20% of the purchase price of your chosen property. You will need to secure a mortgage of up to 75% to cover the rest.

To be eligible for this scheme you must have a minimum of a 5% deposit, the maximum purchase price of the property is £250,000. The property to be purchased must be your only residence so you may not own another property when you purchase under the Help to Buy – Wales scheme.

The first five years of the equity loan is charge free aside from a £1 monthly admin fee which is payable until the loan is repaid. From the sixth year you will pay interest of 1.75% per annum of the original shared equity loan amount, rising annually by the increase (if any) in the Retail Price Index (RPI) plus 1%.

Why not come and talk to the Beech Developments team at our sales office to find out which property would be best suited to your needs and discover more about the scheme or visit Help to Buy-Wales website below.

Help to Buy – Wales | GOV.WALES

We had been saving for ages for our deposit and the dream of owning our home seemed so far away even though we had a 5% deposit. When we heard about the Help to Buy-Wales Scheme and realised we met the criteria we were over the moon. Now we have our very own new home and we are so happy. It gives us a focus to ensure more than ever that we make a success of our business. I highly recommend the scheme to anyone. It was a surprisingly easy process.
Lisa Walker - local business owner and owner of a Beech home using Help to Buy-Wales scheme.

To find our more about our developments please contact us


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